FREE SERVICE TO HOMEOWNERS
Save Thousands Of Dollars On Your
Home Mortgage - NO COST!


Here's an example of the benefits you could receive by using our FREE
service on a 30 year $100,000 mortgage at 10.5%

                                                                                       WITHOUT                   WITH
                                                                                   our Free Service       our Free Service
                                        Years to pay off:                            30                            20.7
                                          Interest savings:                            -0-                        $83,835
                           Monthly payment savings:                            -0-                           $112
                               Total payment savings:                             -0-                       $102,451
                                   Equity after 5 years:                          $3,118                     $10,795
                                 Equity after 10 years:                          $8,378                     $29,703
                     Balance due after 20.7 years:                         $63,740                        -0-
                           Average monthly savings:                             -0-                           $338
                             Average yearly savings:                              -0-                         $4,057
                    Cash available after 30 years:                              -0-                       $159,200
                            (Based on a 10% investment yield)


JB Associates
327 N. 6th Ave.
Hoopeston, IL 60942

The Mortgage Manager™ and our professional mortgage management service are absolutely Free.  No strings attached!  Get complete details on how much you can save by by making your selection below and mailing to to your authorized distributor today!

Name: ________________________________________
Address: _______________________________________
City: _______________State: ______________Zip:______


[   ] WINDOWS 95 SOFTWARE ON 3.5 DISK. ($2 for S&H)
[   ] PRINTED MORTGAGE SAVINGS ANALYSIS ($4 for S&H)

Please fill out the following information on your mortgage for a printed analysis.

Full Loan Amount:_________________Payment:__________________(PITI)
Interest Rate:________________________   [   ] Fixed      [   ] Variable
Term:________________(years) Date Of First Payment:__________

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